Empowering Your Financial Journey
Tailored loan solutions for entrepreneurs, families, and individuals—right when you need them.
About Us
At Credora Capital, we believe that finance shouldn’t be complicated — it should be simple, transparent, and truly empowering. Rooted in the vibrant city of Surat, we are a modern financial services company committed to helping individuals and businesses achieve their dreams through accessible and tailored loan solutions. We understand that every financial need is unique — whether you're a small business owner looking for working capital, a salaried professional in need of short-term funds, or a family planning to buy your first home. That’s why we offer a wide range of loan products, including Business Loans, Home Loans, Personal Loans, Car Loans, and Loans Against Property, all customized to match your specific goals and financial profile.
Why Choose Credora?
Experts with Local Insight
Our team understands the lending landscape across India — from metro cities to tier 2 & 3 towns. We match you with the right bank or NBFC, tailored to your region, financial profile, and loan type.
Fastest Approvals – Quick Funding
Time matters when opportunities arise. Our streamlined processes and advanced technology deliver lightning-fast approvals and rapid funding turnaround.
No Hidden Fees – Complete Transparency
What you see is what you get. We believe in honest, upfront pricing with zero surprises, so you can make informed decisions with complete confidence.
Flexible loan options for every stage of life
Whether you're expanding your business, buying your first car, or funding a dream home — Credora Capital offers personalized loan solutions that grow with you.
Real Guidance from Real People
Skip the automated responses and phone trees. Connect directly with experienced professionals who take the time to understand your unique situation and goals.
Experts with Local Insight
Our team understands the lending landscape across India — from metro cities to tier 2 & 3 towns. We match you with the right bank or NBFC, tailored to your region, financial profile, and loan type.
Fastest Approvals – Quick Funding
Time matters when opportunities arise. Our streamlined processes and advanced technology deliver lightning-fast approvals and rapid funding turnaround.
No Hidden Fees – Complete Transparency
What you see is what you get. We believe in honest, upfront pricing with zero surprises, so you can make informed decisions with complete confidence.
Flexible loan options for every stage of life
Whether you're expanding your business, buying your first car, or funding a dream home — Credora Capital offers personalized loan solutions that grow with you.
Real Guidance from Real People
Skip the automated responses and phone trees. Connect directly with experienced professionals who take the time to understand your unique situation and goals.
Loan Products at a Glance
Business Loans
Ideal For
MSMEs, Startups, Traders
Key Benefits
Fast funding for business growth
Flexible EMIs & tenure
Ideal for MSMEs & startups
Personal Loan
Ideal For
Salaried, Self-employed, Urgent needs
Key Benefits
No collateral required
Quick approval & disbursal
Use for any personal need
Car Loan Top-Up
Ideal For
Car owners, Quick cash, Low-cost loan
Key Benefits
Extra funds on existing loan
Lower interest than personal loan
Fast & hassle-free process
New Car Loan
Ideal For
First buyers, Upgraders, Salaried users
Key Benefits
Up to 100% on-road price
Flexible EMI plans
Quick & easy processing
Loan Against Property
Ideal For
Property owners, Big expenses, Long-term loan
Key Benefits
High loan value at low rates
Long repayment tenure
Keep using your property
Working Capital Loans(CC, OD)
Ideal For
Small biz, Daily ops, Cash flow
Key Benefits
Manage daily business cash flow
Pay interest only on used amount
Boosts business liquidity
Home Loan
Ideal For
First-time buyers, Investors, New homes
Key Benefits
Low interest & long tenure
Tax-saving benefits
Any home type eligible
Business Loans
Ideal For
MSMEs, Startups, Traders
Key Benefits
Fast funding for business growth
Flexible EMIs & tenure
Ideal for MSMEs & startups
Personal Loan
Ideal For
Salaried, Self-employed, Urgent needs
Key Benefits
No collateral required
Quick approval & disbursal
Use for any personal need
Car Loan Top-Up
Ideal For
Car owners, Quick cash, Low-cost loan
Key Benefits
Extra funds on existing loan
Lower interest than personal loan
Fast & hassle-free process
New Car Loan
Ideal For
First buyers, Upgraders, Salaried users
Key Benefits
Up to 100% on-road price
Flexible EMI plans
Quick & easy processing
Loan Against Property
Ideal For
Property owners, Big expenses, Long-term loan
Key Benefits
High loan value at low rates
Long repayment tenure
Keep using your property
Working Capital Loans(CC, OD)
Ideal For
Small biz, Daily ops, Cash flow
Key Benefits
Manage daily business cash flow
Pay interest only on used amount
Boosts business liquidity
Home Loan
Ideal For
First-time buyers, Investors, New homes
Key Benefits
Low interest & long tenure
Tax-saving benefits
Any home type eligible
Associate With
How It Works
Submit Basic Form
Fill in a concise form with your contact details and desired loan type. This helps us understand your needs and initiate the process efficiently.
Consultation Appointment
Schedule a free consultation with our loan expert. We'll discuss your financial goals and collect the necessary information to move forward.
Eligibility Assessment
Provide essential documents so we can verify your eligibility. We assess financial history and profile to match you with the right lenders.
Bank & NBFC Shortlisting
We shortlist suitable banks and NBFCs based on your profile—optimising for interest rates, tenure, and credit criteria.
Application Submission
Once lenders are narrowed down, we prepare and submit your login files—securely sharing your loan application with your chosen lenders.
Underwriting Review
Lenders conduct a thorough review through their underwriting process, assessing risk, documentation, and creditworthiness.
Loan Approval
The best-fit lender approves your loan. You'll be informed promptly, with transparency on rates and terms.
Fund Disbursement
After approval, funds are disbursed directly to your account. Your loan is now ready to support your growth.
Frequently Asked Questions
Frequently asked questions ordered by popularity. Remember that if the visitor has not committed to the call to action, they may still have questions (doubts) that can be answered.
Contact Us
404, Cantilla Business Centre, Ishwarlal Gulabbhai Desai Road, Near Bhatar Char Rasta, Surat - 395007
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Free Consultation—No Strings Attached.
Ready to unlock your ambitions?
Let Credora Capital help you fuel your growth with fast, flexible loans.
Let Credora Capital help you fuel your growth with fast, flexible loans.